About HDFC Bank Credit Card -

• Hospitality Benefits : Complimentary access to airport lounges at domestic and international airports.
• Smart EMI : Convert credit card spends of Rs 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
• Insurance Benefits : Complimentary air accidental cover and emergency overseas hospitalization cover worth several lakhs.
• Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.

Other Amazing Offers -

• Leverage revolving credit facilities at nominal interest rates.
• Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
• You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.

Fees & List of all charges

• Joining Fees: Starting at Rs 500 + GST. (Depending upon the card selected)
• Annual Fees: Starting at Rs 500 + GST. (Depending upon the card selected)

Documents Needed

• Address Proof - Aadhaar, Passport, Latest utility bills
• ID proof - PAN, Voter ID, Passport
• Income proof - Bank Statement, Salary Slips

Eligibility Criteria

• Required Age: 21 - 65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs 20,000 per month (Salaried)
• Minimum Income: Rs 50,000 per month (Self-Employed)
• Credit score: 700+
• You should be citizen of India or a Non-Resident Indian

How to Avail the Offer

• User will be redirected to HDFC Bank's website
• Click Login/Join Now and do OTP verification
• Select HDFC Bank Credit Card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application

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