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IDFC SWYP Credit Card 

Best Lifetime Free Card


Complimentary Lenskart Membership 

Upto 20% Off on Tata Cliq, Zomato & More 

Upto Rs 700 Off on Hotel and Flight Bookings

About IDFC SWYP Credit Card -

  • Get discount coupons worth Rs 2,100 on EaseMyTrip on payment of joining fee
  • ⁠Get complimentary Lenskart Gold Membership for 1 year on payment of joining fee
  • Get 1000 Reward Points on 1st successful EMI transaction within first 30 days from card issuance (1RP = Rs 0.25)
  • Get 2000 Reward Points worth Rs 500 on spending Rs 5,000 or more within first 30 days of card issuance (1RP = Rs 0.25)


Other Amazing Offers -

  • Discount of 20% (upto Rs 80) on orders above Rs 299 on Dominos twice every month
  • 10% off on Flights or Hotels (upto Rs 500) on transaction value above Rs 5,000 on EaseMyTrip once every quarter
  • 20% off (upto Rs 270) on a min spend of Rs 1,250 on Sugar Cosmetics twice every month
  • 10% instant discount (upto Rs 100) on purchases over Rs 999 on TataCliq once every month
  • ⁠Discount of 10% (upto Rs 100) on orders above Rs 299 on Zomato twice every month
  • ⁠25% off (upto Rs 100) with FIRST SWYP Credit Card on Paytm Movies once every month
  • 4 Complimentary Railway Lounge visits per quarter
  • Fuel surcharge waiver of 1% (upto Rs 200/month)
  • ⁠Complimentary Road Side Assistance (RSA) all over India, upto 4 times in a year worth Rs 1,399


Partner Discounts -

  • 10% Instant discount on Flipkart
  • 10% Instant discount on Myntra, AJIO, Tata CliQ and 1MG
  • 15% Instant discount on Tata CliQ Palette , Sugar cosmetics and Zomato
  • 10-20% Instant discount on Travel bookings on Yatra, Adani one, MMT, GoIbibo etc.


Fees & List of all charges

  • Joining Fees: Rs 499 + GST
  • Annual Fees: Rs 499 + GST (2nd year onwards)


Documents Needed

  • PAN Card/Form 60
  • Colour photograph
  • Address proof
  • ID Proof
  • Income proof


Eligibility Criteria

  • Employment Status: Salaried or Self-employed
  • Income: Rs. 25000 per month
  • Minimum Cibil Score Required: 750+
  • Required Age: 21-60 years (Salaried), 25-60 years (Self employed)


How to Avail the Offer

  • User will be redirected to the Bank's website
  • Click Apply Now and do OTP verification
  • Application will be submitted and a confirmation SMS will be sent on approval of the application
  • Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank


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