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IndusInd Platinum Credit Card – LIFETIME FREE | No Joining or Annual Fees


About IndusInd Platinum Credit Card -

  • LIFETIME FREE CARD - No Joining Fees | No Annual Fees
  • Earn 1.5 Reward Points (1 Reward Point= Rs 0.65) on every Rs 150 spent
  • Great discounts on Ajio, Swiggy, PVR, Lifestyle, EazyDiner and more!
  • 1% fuel waiver charge on all petrol pumps across India
  • Get complimentary ICICI Lombard Travel insurance under the Platinum Travel Plus


Other Amazing Offers -

  • Unique feature Total Protect which covers you for a sum upto the credit limit on your credit card. Unauthorized transactions in case of loss/theft of card if reported within 48 hours of the fraud & also Counterfeit Fraud
  • Redeem your reward points against Miles on partner airlines and Air Vistara, Cash Credit & Payment with Rewards


Partner Discounts

  • Flat 10% off sitewide on boAt products
  • Get 10% instant discount Upto Rs 250 on minimum purchase of Rs 2000 on BigBasket
  • PVR: Get Rs 100 Off on Food & Beverage Orders Above Rs 350
  • Lifestyle: Get Additional 15% Off on Lifestyle Orders Above Rs 1999
  • Amazing offers on major e commerce like Swiggy, Titan, Reliance & more


Fees & List of all charges

  • Lifetime Free Card
  • Joining Fees: Nil
  • Annual Fees: Nil


Documents Needed

  • ID Proof
  • Address Proof
  • Income Proof
  • PAN Card


Eligibility Criteria

  • New to Credit: Allowed
  • Employment Status: Salaried or Self-employed
  • Salaried Income: Rs. 20,000 per month
  • Self Employed Income: Rs. 30,000 per month
  • Credit Score: 650+
  • Required Age: 21 - 65 years
  • No delayed payments in the last 12 months


Good to have -

  • Existing active credit card with a limit more than Rs 50,000 of any bank
  • Existing Home or Auto Loan


How to Avail the Offer

  • User will be redirected to IndusInd Bank’s website
  • Complete the verification process
  • Select the Credit Card which IndusInd Bank Offers you based on your eligibility


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